Holidays: A Time For Reflection

It has been 2 weeks since holidays just started, and I have definitely been rotting more than I should. Along the way in the rat race to attain results in NBS, I guess I have neglected a lot of things that should have been my focus in the first place. Well, better late than never. Whatever happened to the individual who had big dreams & goals? Need to start my engine up again. Looking at my small number of friends that are actually setting out to achieve what they want in life, I need to start becoming more like them. Need to sit down & rethink my priorities, create an action plan and stick to it. Need to start practicing whatever I have been preaching. Focus focus! 

Happy holidays everyone!

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Mad rush to the beginning.

Past 2 weeks has been crazy, with loads of camp stuff & all. Officially a walking zombie now, no brain juice to think of anything to post. Blog is on a hiatus now, hopefully after this upcoming hall camp (Yes there’s a 3rd one gosh) I would be more rejuvenated, somehow. Oh well, problems of being an introvert. Hahaha. Need to start reading again once all the madness settles down. 

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Random Thoughts from The Compound Effect by Darren Hardy

Earning success is hard, laborious, tedious and sometimes even boring.
Small, smart choices + consistency = radical difference! Consistency is key.
Sleepwalking through life.The greatest challenge is not the choices you have been intentionally making, but  it’s the choices that you have actually been sleepwalking through. 
Our need for immediate gratification can turn us into the most non thinking reductive animals around.

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Part 3: Surround Yourself with Positive People!

“You are the average of the five people you spend the most time with.” – Jim Rohn

Indeed, who you spend the most time with will ultimately decide who you will be. From young, our parents always told us to hang around with the good people, simply because we tend to mirror the traits & personalities of our closest friends! This thing also holds true even when you stay adults, not just when we are children. These are some warning signs that might signal the need to consider changing the people you hang out with:

  1. Do your friends constantly complain about how studying is a waste of time & tease people who are?
  2. Is the only thing your friends talk about when you all meet is about the latest games and hardcore gaming sessions?
  3. Do your friends merely complain about the government and not do anything to help themselves?
  4. Do your friends merely complain about how stressful their 9 – 5 job is and always complaining about their boss & colleagues?

In addition, not only do you have to stop hanging out with people that pull you down, you need to start hanging out with people that is going to pull you up! In other words, to achieve more, you also need to hang out with people that are going to bring you up. Listen to what they talk about, what books do they read, what websites do they visit, etc. Slowly, you will strive to become more like them, and eventually you will become like them!

Another example: Let’s say you are earning about $10k a month on your full time job, while all your friends earn only about $4000-8000. Won’t you feel good about yourself? However, what if you hang out with people who are earning $30-50k a month, or better yet, people who are earning $30k in passive income , wouldn’t you even feel more motivated & driven to do even more and improve yourself?

Of course, this is not to say that you are not supposed to be grateful for whatever you have now, gratitude is definitely the number one key to any form of success. However, you will definitely want to challenge yourself more, to push your limits, to achieve. This is what hanging out with the right people can do to yourself and your income, and this is why during business seminars, you still have millionaires and people who are financially free who still attend! That’s because they recognize the power of a strong social group, so that they can improve themselves.

So what you can do today after reading this, is to merely evaluate the people you hang out with, and just see if they are pulling you down or being stagnant in any way. If so, it might be time to make some changes in how you spend your time, as painful or cruel it might sound. In addition, think of those people who you would like to emulate, and see if you could hang out with them more often as well. (Which is one reason I believe why APPCO is so successful, on a side note)

Disclaimer: I do not mean to abandon your friends of course! It’s just that if you want to achieve a certain goal, it’s definitely advisable to hang out more with people who have already achieve what you want. Then again, don’t go to them just because they can help you. Be genuinely interested in them, contribute in any way you can too. Likewise, should people ask you for help or advice, help as how you would want yourself to be treated too.

“You cannot hang out with negative people and expect to live a positive life” – Joel Osteen

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Why I am doing what I am doing

This is probably going to be one of my messiest posts, but like I said, this blog is primarily for me, so this would be a very good platform to express my thoughts. After certain incidents throughout the week, I am once again, asking what I ultimately want in the future. Is it to live the life like a rich tycoon? To be a famous businessman? To be an author?

Though I am still unsure of the answer, I am clearer as to WHY I am doing what I am doing.

  1. I want to lead a comfortable life in the future with my family, aka financial freedom. Honestly, I do not need to live in 5 star hotels, exclusive houses, drive the best cars, etc. What I want is to merely live comfortably with my family and not having to worry about things like inflation, debt, taxes and the like, in financial terms. I want to shop and travel in luxury every now and then without worrying much about the finances. I also want to make sure that I have a steady flow of income to support my family should I fall sick or be unable to work. Sure, money does not give you everything, but without it, may lead to the situation of potentially taking away many things that anyone would cherish, such as personal relationships and a fulfilled life. I have heard and seen of many cases where parents and families fall out because of financial issues, and every party still continues doing what they are doing hoping that a solution can work out magically.
  2. At the same time, I want to help others do the same thing as well. Some might say I am too nosey, or perhaps just wasting my time, but the thing is that I do not want my friends to suffer the same problems as what I have seen others face as well. All humans crave significance one way or another, and this is what I want to do to leave an impact, not just my friends but to society as well. I feel good when I help others in any way or another, especially when it comes to helping them to shape their outlook in life. This can be done through the smallest things such as recommending them a book to read, a video to watch, or just merely a chat. Of course, the more I can help, the better!
  3. I want to prove to others (especially the naysayers!) and also myself, that I can do it. Since I started my personal development and financial education journey in 2012, I have had loads of people who told me to stop wasting my time, saying that it will all be for naught, to be realistic. While these people only make up a handful of my friends, and some actually do it indirectly, this is one of my greatest driving force to do what I am doing now. Screw being realistic, screw being normal. People say that you cannot do it, is because THEY think they cannot do it. Don’t let what others think, do or say bring you down. For those out there who believe that I don’t have what it takes, watch me. It may take a 1000 failures for me to reach there, but I will eventually. 

They say the bigger the why, the bigger the how. I know it might be a longer or tougher journey than others, but I will never, ever give up. This is my own race and I will run it to the best of my abilities. Hence, the point of tonight’s post is a promise to myself, and whoever out there who is reading this, that I will not give up till I attain my goal of financial freedom, and helping everyone else that I can in the process.

‘You will get all you want in life if you help enough other people get what they want’ – Zig Ziglar

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Main Takeaways from the APPCO Experience

Personal Takeaways from the APPCO experience, Jan 2013 – May 2013

  1. I need to FOCUS. My lack of real tangible development ever since army was because I was trying to do too many things at once. Investments, side business, APPCO itself, writing a book, blog, reading up on psychology etc. All these resulted in basically, almost nothing! From now on, I will definitely not try to achieve too many things at once, and go out for one single aim which for now, is to start investing.
  2. I cannot be too emotional and learn how to let go. I am someone who tends to get emotionally attached and always wanting to please people. As a result, I tend to do things (or in some cases, not do things) that might not be exactly beneficial for me. APPCO was a good example, no hard feelings whatsoever, but I may have stayed longer than I was supposed to, but then again, it was also that the people and environment there was so fun and it was a great platform for me to help improve others! However, staying on any longer would not be beneficial to me in the long run. I shall not be distracted to the point that it will hinder my progress.
  3. I need to be aggressive. Certainly, I am not the only one out there that wants to be successful and rich in the future. What I can do personally is to differentiate myself by being more aggressive, to read up when people are watching TV, to research when people are playing games, etc. The people that are doing well at such a fast rate are the people that are aggressive, sending in names after names for interviews, going all out during work, etc.
  4. I need to have a clear and big plan. Some people are like ghosts, drifting around, doing whatever they think is right for them, and that’s why, they never get anywhere. That’s why, I need to have a clear plan of not just on what to do, but also why I want to do it, aka have outrageous goals for myself in terms of lifestyle! It’s your WHY that will really get you going when things seem the toughest, or when you simply have no ‘feel’ to do something and would rather sleep or slack off instead.


Definitely, the APPCO experience taught me more than these 4 points. However, they are the ones that I need to focus on improving right now, and I am definitely looking forward to going back if fate permits.

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Part 1: Take 100% Responsibility!

This 7 part series on the basic principles of achievement, lets you know about the 7 most fundamental mindsets that you MUST have in order to achieve and have anything you want.

First and foremost, you need to take 100% for your life! 

Now, this may not be exactly an easy thing to do. This includes your relationships, your financial status, your health, feelings etc. Basically, to be successful, you need to be able to take responsibility of everything that is going on in your life. Of course, it’s easier to simply put the blame on other people or events. Maybe you would think ‘This is simply not my fault!’ However, by making yourself seem like a victim, immediately takes away the control you have over any situation, and deprives you of any chance to take back and learn from any lesson.

One thing that have stuck with me over the years is this question. ‘Are you better at creating reasons, or creating results?

Indeed, humans tend to create thousands of reasons for doing, or not doing, something that we are supposed to do. We choose to go to the gym at another time because ‘I am too busy’, or perhaps we choose to study later because ‘The weather makes me too sleepy!’. One fundamental thing that successful people all over the world have in their minds is that they do not let something else take responsibility for their actions. Sure, we cannot control anything that happens to us. However, we can control our responses and actions in reaction towards it. To put it across as a scientific term, consider this,

E (Event) + R (Response) = O (Outcome)

As quoted by Jack Canfield, this is what he says: ‘If you are going to be a winner, you have to acknowledge the truth, it is you who took the actions, thought the thoughts, created the feelings, and made the choices that got you to where you now are. It was you!

You are the one who ate the junk food.
You are the one who bought it.
You are the one who didn’t find the best way to study more efficiently.
You are the one who didn’t say no!
You are the one who chose not to exercise.

Logic is not as efficient as taking action. If you are willing to, perhaps for the next 7 days, think over your actions, current situation, thoughts, feelings, and consider how you can control the outcome instead. YOU have the power to decide your own fate! Don’t let what others say and believe in (The government, the lousy teachers, your friends, etc), that sometimes it just ‘cannot be helped’. You will feel like you will feel a sense of empowerment that you have never felt before!

If you are interested in reading up more about empowering yourself to achieve anything you want, read up on inspiring stories, quotes and more, check out my FREE E Book, The Principles of Empowerment.

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